>Terms of service

1. Acceptance of Terms

Welcome to Bias (“we,” “us,” “our,” or “Company”). These Terms of Use (“Terms”) govern your use of our website located at https://biaspay.com and our payment services (collectively, the “Service”).

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these Terms, then you may not access the Service.

2. Description of Service

Bias provides payment processing and financial technology services that enable businesses and individuals to send, receive, and manage payments. Our services may include but are not limited to:

  • Payment processing solutions
  • Digital wallet functionality
  • Transaction management tools
  • API integrations
  • Reporting and analytics
  • Customer support services

3. Eligibility

3.1 General Eligibility

To use our Service, you must:

  • Be at least 18 years old or the age of majority in your jurisdiction
  • Have the legal capacity to enter into binding contracts
  • Not be prohibited from using the Service under applicable laws
  • Provide accurate and complete information during registration

3.2 Business Accounts

For business accounts, you represent that:

  • You are authorized to bind the business to these Terms
  • The business is validly existing and in good standing
  • You have all necessary permits and licenses to operate your business

4. Account Registration and Security

4.1 Account Creation

You must create an account to use certain features of our Service. You agree to:

  • Provide accurate, current, and complete information
  • Maintain and update your information as necessary
  • Keep your login credentials secure and confidential
  • Notify us immediately of any unauthorized use of your account

4.2 Account Verification

We may require additional information to verify your identity or business, including but not limited to:

  • Government-issued identification
  • Business registration documents
  • Financial statements
  • Proof of address
  • Additional documentation as reasonably requested

4.3 Account Suspension or Termination

We reserve the right to suspend or terminate your account if:

  • You violate these Terms
  • You provide false or misleading information
  • Your account is used for fraudulent or illegal activities
  • We are required to do so by law or regulation
  • We determine it necessary to protect our interests or those of other users

5. Acceptable Use Policy

5.1 Permitted Uses

You may use our Service only for lawful purposes and in accordance with these Terms.

5.2 Prohibited Uses

You agree not to use the Service:

  • For any unlawful purpose or to solicit unlawful acts
  • To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
  • To transmit or procure sending of any advertising or promotional material without our prior written consent
  • To impersonate or attempt to impersonate the Company, Company employees, another user, or any other person or entity
  • To engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the Service
  • For money laundering, terrorist financing, or other criminal activities
  • To process payments for illegal goods or services
  • To facilitate transactions involving:
    • Adult content or services
    • Gambling or gaming activities (where prohibited)
    • Controlled substances
    • Weapons or military equipment
    • Counterfeit goods
    • Pyramid schemes or multi-level marketing
    • High-risk investments
    • Any other activities we deem inappropriate

6. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

7. Intellectual Property Rights

7.1 Our Intellectual Property

The Service and its original content, features, and functionality are owned by Bias and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

7.2 Your Content

You retain rights to any content you submit, post, or display on or through the Service. By using the Service, you grant us a worldwide, non-exclusive, royalty-free license to use, copy, reproduce, process, adapt, modify, publish, transmit, display, and distribute such content.

8. Third-Party Services

Our Service may contain links to third-party websites or services that are not owned or controlled by Bias. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

9. Disclaimers

9.1 Service Availability

We do not guarantee that the Service will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance related to the Service.

9.2 Warranty Disclaimer

THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. WE DISCLAIM ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL BIAS, ITS AFFILIATES, AGENTS, DIRECTORS, EMPLOYEES, SUPPLIERS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICE.

OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES SHALL NOT EXCEED THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO LIABILITY.

11. Indemnification

You agree to defend, indemnify, and hold harmless Bias and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees).

12. Termination

12.1 Termination by You

You may terminate your account at any time by contacting us at support@biaspay.com.

12.2 Termination by Us

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

12.3 Effect of Termination

Upon termination, your right to use the Service will cease immediately. All provisions of the Terms which by their nature should survive termination shall survive termination.

13. Dispute Resolution

13.1 Governing Law

These Terms shall be interpreted and governed by the laws of [Jurisdiction], without regard to its conflict of law provisions.

13.2 Arbitration

Any dispute arising from these Terms shall be resolved through binding arbitration in accordance with the rules of [Arbitration Organization], rather than in court, except that you may assert claims in small claims court if your claims qualify.

13.3 Class Action Waiver

You agree that any arbitration or proceeding shall be limited to the dispute between us and you individually. You waive your right to participate in a class action lawsuit or class-wide arbitration.

14. Compliance and Regulatory Matters

14.1 Anti-Money Laundering (AML)

We comply with applicable anti-money laundering laws and regulations. You agree to provide information necessary for us to comply with these requirements.

14.2 Know Your Customer (KYC)

We may require additional verification information to comply with Know Your Customer requirements.

14.3 Sanctions Compliance

You represent that you are not on any government sanctions lists and agree not to use our Service in violation of any applicable sanctions.

15. Communications

By using our Service, you consent to receive communications from us electronically. We will communicate with you by email or by posting notices on this Service.

16. Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

17. Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of such right or provision.

18. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.

18. Entire Agreement

These Terms constitute the entire agreement between us regarding our Service and supersede and replace any prior agreements we might have between us regarding the Service.

19. Contact Information

If you have any questions about these Terms, please contact us:

Email: info@biaspay.com
Address: 5158 Clareton Dr. Unit 1456, Agoura Hills, CA 91301
Website: https://biaspay.com/contact

By using our Service, you acknowledge that you have read and understood these Terms of Use and agree to be bound by them.